You Cover Client Care … We Cover You
The purpose of insurance is to manage risk. Insurance enables the insurance policyholder to transfer certain risks, or defined causes of loss called “perils”, that are listed as being covered in the insurance policy contract issued by the insurance company.
I’m not Perfect, Just Insured
Discussions with our insurance policyholders frequently involve some of the same issues that are top of mind. As your insurance carrier, we go where you go so your future is protected. So let’s take a look with a brief review of two important topics.
Sunset Treatment Records
Frequently practitioners ask what to do about patient records upon patient termination, or in other words, records retention and destruction. This challenge is multi-part and not as easy as one would think.
Do Roses Have Thorns, or Do Thorns Have Roses?
What in the world does this question have to do with the world of insurance and risk, you would reasonably ask? It’s all about the language. At its root, language can be uplifting and powerful in a good way. Yet language can be perceived by the listener as sharp and demeaning with hurtful characterizations.
Treading Through Teletherapy Treatment Topics
At NASW Chapter events and webinars, questions often arise from practitioners regarding teletherapy. This topic is becoming increasingly popular and frequently discussed. Patients like the flexibility and the opportunity to dialogue in therapy from the comfort of their own home, or other location, and the convenience, perhaps even while traveling.
Top of Mind Checklist for Your Practice
A brief overview of proactive rules, and the common issues that the Preferra encounters when adjudicating and managing professional liability policyholder claims.
Battle of the Spouses – Divorce Mediation
As a practitioner, have you ever felt like the tennis court net caught between two battling spouses slamming the tennis ball at each other? Eventually, and often frequently, the practitioner is hit in the crossfire by the ball.
Unsocial Consequences of Social Media on Social Workers
There are two interwoven emerging risks that impact professional liability and exposure to claims and lawsuits. They are Information Technology (IT), and Social Media Internet Usage. Many articles over the past several years have discussed particular HIPAA laws and client records breaches. Here is a brief overview of the topic with some fresh practice pointers.
Pitfalls? Does Your Employer Cover YOU?
Your employer’s professional liability insurance policy may not cover you because it was purchased by the employer to protect the employer, and not you. Your employer is liable for your actions, but only within the scope of your employment with that employer, and most probably, only to a limited extent.
Caption Corner Part 17 – Vicarious Liability and Waivers
This month we will continue to discuss some of the most important liability insurance terms that you need to know: Vicarious Liability and Waivers.
Caption Corner Part 16 – Two Important U’s of Insurance and Unconditional Liability for Identity Theft
This month we will continue to discuss some of the most important liability insurance terms that you need to know: Underwriting Risk – Conditional Binding and Unconditional aspects.
Caption Corner Part 15 – Two Important T’s of Insurance
This month we will continue to discuss some of the most important liability insurance terms that you need to know: Third Party (Risk and TPAs) and Torts.