Preferra’s experience in claims adjudication and legal defense of social workers has identified a loophole that plaintiffs’ attorneys use to enhance their lawsuit allegations.
Easy Cheese in the Mousetrap
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Avoiding Malpractice Tips
The Claims-Made Professional Liability Policy… Saves YOU Money!
Beware of insurance administrators, agents, and carriers that say they sell “lifetime coverage.” That is a marketing gimmick.
Today’s Flavors of Cyber Crime Liability
What do we mean by “flavors” of cyber-crime liability? We often see news reports about exposing people’s credit card information and retail credit card information breaches, leading to multimillion-dollar thefts.
A Word of Warning
Here is a simple question about your liability insurance. Do you think you are insured when heading over the waterfall into bankruptcy and do not know it?
Ready or Not, Here I Come
Do you remember when we were children playing hide and seek? After the count-down giving your friends time to hide, you would yell out “Ready or not, here I come ”?
UNCHARTED TERRITORY – Lawsuits Filed Against You
What is social inflation? It is not a common term outside of the insurance industry. Still, it is a dagger thrust into the heart of insurance carriers, and indirectly into you, that has continued to increase insurance policy premiums, increase deductibles, increase exclusions, and decrease sub-limits.
Behavioral Health – News and Views
2024 brings robust growth for behavioral health practitioners and many related factors. Social problems and behavioral health problems are rapidly growing in the nation.
Insurance Stance at a Glance
In 2024, be prepared for premium rate hikes and watered-down liability policies, but not from Preferra Insurance Company Risk Retention Group.
It’s Insurance Assessment Time For Your Peace of Mind
Life insurance is the critical focus of this TIP article because Life insurance can be considered a social value, especially after the COVID-19 pandemic.
Flintstones to Smartphones
Insurance, in some form or fashion, has been with civilization for thousands of years and shall continue with us as long as risks need to shift from one party to another.
It’s No Fluke That Verdicts Have “Nukes”
When you buy or renew your professional and general liability insurance policies, buying at least a $2 million per occurrence limit makes sense.
Don’t Let Your Dog Take A Bite Out of Your Wallet!
Most dogs will fight an armed robber, but they often fear the vacuum cleaner. Dogs are helpful creatures in therapy, but when startled, anything can happen.