Ready or Not, Here I Come
Do you remember when we were children playing hide and seek? After the count-down giving your friends time to hide, you would yell out “Ready or not, here I come ”?
UNCHARTED TERRITORY – Lawsuits Filed Against You
What is social inflation? It is not a common term outside of the insurance industry. Still, it is a dagger thrust into the heart of insurance carriers, and indirectly into you, that has continued to increase insurance policy premiums, increase deductibles, increase exclusions, and decrease sub-limits.
Behavioral Health – News and Views
2024 brings robust growth for behavioral health practitioners and many related factors. Social problems and behavioral health problems are rapidly growing in the nation.
Insurance Stance at a Glance
In 2024, be prepared for premium rate hikes and watered-down liability policies, but not from Preferra Insurance Company Risk Retention Group.
It’s Insurance Assessment Time For Your Peace of Mind
Life insurance is the critical focus of this TIP article because Life insurance can be considered a social value, especially after the COVID-19 pandemic.
Flintstones to Smartphones
Insurance, in some form or fashion, has been with civilization for thousands of years and shall continue with us as long as risks need to shift from one party to another.
It’s No Fluke That Verdicts Have “Nukes”
When you buy or renew your professional and general liability insurance policies, buying at least a $2 million per occurrence limit makes sense.
Don’t Let Your Dog Take A Bite Out of Your Wallet!
Most dogs will fight an armed robber, but they often fear the vacuum cleaner. Dogs are helpful creatures in therapy, but when startled, anything can happen.
Hospital Robes and Insurance Policies
The world of selling insurance is a truly fascinating one. Unfortunately for most people, while listening to an insurance seminar or sales pitch, their eyes start to glaze over with sleepiness within a minute. Today we’ll discuss buying insurance coverage and provide two “Pro-Tips.”
Why Is A Claims-Made Policy Like A Ruler?
Think of a Claims-Made Professional Liability policy as a “Ruler”. A ruler has a beginning point and an endpoint. The Claims-Made policy starts at a point and terminates at a point beyond.
Are You Aware of the New Risks of Cyber Liability and Breach of Patient Data Privacy?
A data beach is the release of secure information into an unsecure environment. This happens intentionally or unintentionally. A data breach or security incident occurs when confidential data such as patient records, or personal financial data is copied, transmitted, viewed, stolen, or used by an individual unauthorized to handle such information.
Professional Will – Update
Recently, there have been frequent questions from policyholders on the Preferra Insurance Company Help Line regarding the Professional Will subject.